Arrowhead Guys Fantasy Football League

Ok, I set up a 12 team league on NFL.com. Once we have 12 commitments we can vote on rules, fees, dates etc. Tentatively I have it set up as 3 4 team divisions with the division winners plus one wild card making the playoffs. We need some money involved, it dont have to be alot but there has to be some incentive and we also need some horrible punishment for finishing last so guys dont bail if their team loses a couple. Let;s have some fun and some good natured trash talk!!!!!